Buy The Best Yacht
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Why Learn how to buy boat on a budget
I think the is the best strategy regardless of how much you intend to spend or can spend purchasing a yacht.
The first yacht I purchased cost 5 times more than the second yacht I purchased. The second yacht is a better sea boat, it's stronger and came with loads of cruising gear.
I learnt a great deal from owning a yacht about what was essential and what was just fluff.
Too many new yacht buyer get sold on the fluff and end up with a lemon that needs a lot of money spent to make it a good sea boat.
Read as many books about buying yachts as you can.
Buy the best Yacht for You
I have a friend, I met him at the marina. He is a nice guy and recently purchased a new brand-name production yacht, he spent a significant sum of money.
I asked what was included, and his answer surprised me, he got bugger all included not even electronics, no sails, and not even ground tackle.
He then spent $25K on Electronics, around $30k on Sails and $5k for one anchor and chain.
When I did the math and a quick internet search there were several yachts of the same brand and length fitted for cruising for the similar or even less money.
This guy was still learning to sail and the yacht was at least 2 years from being suitable to cruise offshore.
Buy a proven production yacht fitted for cruising may save you big$$$
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